This E&O insurance coverage is designed exclusively for American Fidelity Agents. Being named in a lawsuit filed by one of your clients can be devastating, both personally and professionally. The damage to your reputation and finances can be beyond repair if a claim is not handled professionally and promptly. Don't put yourself, your business or your family at risk – secure your Errors & Omissions coverage today!
Guarantee Issue – Group discounted premiums
Pay annually by check, credit card or electronic file transfer (EFT); pay monthly via electronic funds transfer (EFT) or credit card
$500 Deductible on American Fidelity product-related claims, $1,500 deductible for non-American Fidelity claims.
Applies to both damages and defense costs. Defense costs are provided and are included within the limits of liability.
Prior acts coverage back to the first date of continuous coverage; unlimited after three years of coverage.
NAPA has made sure that your coverage is secured by an outstanding insurance company.
CNA is rated "A" Excellent by AM Best.
This is an annual policy which renews each November 1st.Premiums are prorated monthly for enrollment purposes.
| $500K / Claim $500K Annual |
$1 Million / Claim $1 Million Annual |
$1 Million / Claim $2 Million Annual |
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|---|---|---|---|---|---|---|
| Effective Date: | Annual* | Down Payment** | Annual* | Down Payment** | Annual* | Down Payment** |
| *Includes $25 administrative fee plus pro-rata $72 annual NAPA membership dues. **Down payment refers to our electronic funds transfer (EFT) and monthly credit card payment options. Your down payment includes one month's premium, NAPA dues, administrative fees and a $5.00 processing fee. Down payments will be processed immediately; monthly deductions as shown above will begin the first business day of the month after enrollment effective date. | ||||||
| 11/01/09 | $450.00 | $98.42 | $525.00 | $104.67 | $650.00 | $115.12 |
| 12/01/09 | $414.58 | $95.42 | $483.33 | $101.67 | $597.92 | $112.12 |
| 01/01/10 | $379.17 | $92.42 | $441.67 | $98.67 | $545.83 | $109.12 |
| 02/01/10 | $343.75 | $89.42 | $400.00 | $95.67 | $493.75 | $106.12 |
| 03/01/10 | $308.33 | $86.42 | $358.33 | $92.67 | $441.67 | $103.12 |
| 04/01/10 | $272.92 | $83.42 | $316.67 | $89.67 | $389.58 | $100.12 |
| 05/01/10 | $237.50 | $80.42 | $275.00 | $86.67 | $337.50 | $97.12 |
| 06/01/10 | $202.08 | $77.42 | $233.33 | $83.67 | $285.42 | $94.12 |
| 07/01/10 | $166.67 | $74.42 | $191.67 | $80.67 | $233.33 | $91.12 |
| 08/01/10 | $131.25 | $71.42 | $150.00 | $77.67 | $181.25 | $88.12 |
| 09/01/10 | $95.83 | $68.42 | $108.33 | $74.67 | $129.17 | $85.12 |
| 10/01/10 | $60.42 | $60.42 | $66.67 | $66.67 | $77.08 | $77.08 |
| Monthly Payment $37.42 |
Monthly Payment $43.67 |
Monthly Payment $54.08 |
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New Enrollee Renewal
I WANT TO PAY:
Annually
Monthly
AND PAY USING:
Credit Card
Bank Draft / EFT
Pay Annually By Credit Card
$500K Per Claim / $500K Annual
$1M Per Claim / $1M Annual
$1M Per Claim / $2M Annual
Pay Annually By Bank Draft / EFT
$500K Per Claim / $500K Annual
$1M Per Claim / $1M Annual
$1M Per Claim / $2M Annual
Pay Down Payment & Monthly Credit Card Charge
$500K Per Claim / $500K Annual
$1M Per Claim / $1M Annual
$1M Per Claim / $2M Annual
Pay Down Payment & Monthly Bank Draft / EFT
$500K Per Claim / $500K Annual Down Payment + $34.92 Monthly
$1M Per Claim / $1M Annual Down Payment + $41.17 Monthly
$1M Per Claim / $2M Annual Down Payment + $51.58 Monthly
I WANT TO PAY:
Annually
Monthly
AND PAY USING:
Credit Card
Bank Draft / EFT
Pay Annually By Credit Card
$500K Per Claim / $500K Annual
$1M Per Claim / $1M Annual
$1M Per Claim / $2M Annual
Pay Annually By Bank Draft / EFT
$500K Per Claim / $500K Annual
$1M Per Claim / $1M Annual
$1M Per Claim / $2M Annual
Pay Down Payment & Monthly Credit Card Charge
$500K Per Claim / $500K Annual
$1M Per Claim / $1M Annual
$1M Per Claim / $2M Annual
Pay Down Payment & Monthly Bank Draft / EFT
$500K Per Claim / $500K Annual
$1M Per Claim / $1M Annual
$1M Per Claim / $2M Annual