Please select a Health Insurance Option:

Health Insurance
NAPA Benefit Consultants have been working with independent sales agents since 1989 to secure high quality health insurance solutions. We know the "ins and outs" of the medical insurance industry. We work with only the best insurance companies to provide you with alternatives that meet your individual health care needs. You can use the Health Coverage Grid or use any of the links below to go directly to a health plan option. Then give us a call and put a NAPA Benefit Consultant to work today solving your health care dilemma.

Health Savings Accounts
Health Savings Accounts are health plans specifically designed for sole proprietors and small businesses to take advantage of current tax laws and create their own consumer driver healthcare plan.

A HSA insurance plan can:

• Save 30-40% in premium expenses
• Create a tax deferred and tax deductible Health Savings Account
• Pay for out-of-pocket expenses using pre-tax dollars
• Take control of your health care expenses

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Major Medical
Not sure a high deductible plan fits your needs? Looking for an HMO or PPO option? A NAPA Benefit Consultant can help. You determine the best plan to meet your healthcare needs and budget. We work with only the top insurance companies to provide you with the options you need.

We will help you to understand the terminology, your coverage options, and help you choose what's best for you and your family.  Please contact a NAPA representative to learn more.

• Coinsurance Options
• Co-Pay Options
• Out-of-Pocket Limits
• RX Prescription Drug Coverage
• Healthy Life Style Programs
• Maternity Coverage Options

New Agent Medical
These plans are designed to offer the best possible coverage at the lowest monthly premium. Depending on your state of residence, NAPA has two plans that can help an agent get a quality health insurance plan at truly affordable rates.

New Agent Transitional Medical 
These affordable plans offer a 1-3 year solution, depending on your state of residence, and are typically 1/2 to 1/3 the cost of a traditional major medical plan. They offer a number of deductible options, and allow the insured to use any doctor or hospital for covered expenses. They can be a perfect solution for newer agents who need coverage but just can't afford a full medical plan.

New Agent / Right Start Plan
Currently Available in the following states: AL, AR, AZ, CA, FL, IL, MO, OH, PA, SC, TX and WI. This plan offers agents a starting plan. It is a major medical plan with annual limits. Because it has annual limits the premiums are very affordable. The plan offers deductible options and annual coverage limit options in most states of up to $250,000. There is also a doctor co-pay option that allows up to 2 visits per year for a low co-payment. This plan is another great option for those agent's who just can't afford the full cost of a major medical plan.

Student Medical
Do you or one of your children need quality health coverage while they are away at college? NAPA has access to two very affordable plans that have been designed specifically to meet the needs of students.

• Affordable Rates
• Permanent Insurance
• PPO Network and Any Doc Options
• RX Prescription Drug Coverage Options

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International Travel Insurance
This type of health insurance is designed specifically to cover U.S. citizens who travel outside the United States or foreigners who are traveling to or residing in the United States. More Details...