Major Medical Health Insurance Plans
At NAPA, we know the importance of having health insurance coverage in place, especially with the high rising medical costs in recent years.
We have health insurance options designed to offer independent sales agents like you the best possible coverage at the lowest monthly premium.
New Agent Transition Medical
These affordable plans offer a 1-3 year solution, depending on your state of residence, and are typically 1/2 to 1/3 the cost of a traditional major medical plan. They offer a number of deductible options, and allow the insured to use any doctor or hospital for covered expenses. They can be a perfect solution for newer agents who need coverage but just can't afford a full medical plan.
Health Insurance for Individuals and Families
This plan offers agents a starting plan. It is a major medical plan with annual limits. Because it has annual limits the premiums are very affordable. The plan offers deductible options and annual coverage limit options in most states of up to $250,000. There is also a doctor co-pay option that allows up to 2 visits per year for a low co-payment. This plan is another great option for those agent's who just can't afford the full cost of a major medical plan.
Student Medical
Do you or one of your children need quality health coverage while they are away at college? NAPA has access to two very affordable plans that have been designed specifically to meet the needs of students.
- Affordable Rates
- Permanent Insurance
- PPO Network and Any Doc Options
- RX Prescription Drug Coverage Options
Co-Pay Low Deductible Plan / PPO
Features higher premiums and lower deductibles and may be ideal for:
- Anyone who prefers the convenience of co-pay benefits for routine healthcare expenses
- Families with children who have regularly scheduled doctor visits
- Adults who want co-pay benefits for preventative care and prescription drugs
- More Details... GET A QUOTE NOW!
Co-Pay High Deductible Plan / PPO
Feature lower premiums and higher deductibles and may be ideal for:
- Anyone willing to pay for routine healthcare expenses in exchange for lower premiums
- Anyone seeking lower cost protection from unexpected accidents and incidents
- Early retirees needing a bridge to Medicare
- More Details...
Health Savings Accounts
Health Savings Accounts are health plans specifically designed for sole proprietors and small businesses to take advantage of current tax laws and create their own consumer driver healthcare plan. An HSA insurance plan can:
- Save 30-40% in premium expenses
- Create a tax deferred and tax deductible Health Savings Account
- Pay for out-of-pocket expenses using pre-tax dollars
- Take control of your health care expenses
- More Details...

