New Agent Transition Medical

These affordable plans offer a 1-3 year solution, depending on your state of residence, and are typically 1/2 to 1/3 the cost of a traditional major medical plan. They offer a number of deductible options, and allow the insured to use any doctor or hospital for covered expenses. They can be a perfect solution for newer agents who need coverage but just can't afford a full medical plan. More Details >>

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New Agent Right Start Plan

Currently available in the following states: AL, AR, AZ, CA, FL, IL, MO, OH, PA, SC, TX and WI. This plan offers agents a starting plan. It is a major medical plan with annual limits. Because it has annual limits the premiums are very affordable. The plan offers deductible options and annual coverage limit options in most states of up to $250,000. There is also a doctor co-pay option that allows up to 2 visits per year for a low co-payment. This plan is another great option for those agent's who just can't afford the full cost of a major medical plan. More Details >>

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Student Medical

Do you or one of your children need quality health coverage while they are away at college? NAPA has access to two very affordable plans that have been designed specifically to meet the needs of students.

• Affordable Rates
• Permanent Insurance
• PPO Network and Any Doc Options
• RX Prescription Drug Coverage Options

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International Travel Insurance

This type of health insurance is designed specifically to cover U.S. citizens who travel outside the United States or foreigners who are traveling to or residing in the United States.  
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Co-Pay Low Deductible Plan / PPO

This plan features higher premiums and lower deductibles and may be ideal for:

• Anyone who prefers the convenience of co-pay benefits for routine healthcare expenses
• Families with children who have regularly scheduled doctor visits
• Adults who want co-pay benefits for preventative care and prescription drugs

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Co-Pay High Deductible Plan / PPO

This plans feature lower premiums and higher deductibles and may be ideal for:

• Anyone willing to pay for routine healthcare expenses in exchange for lower premiums

• Anyone seeking lower cost protection from unexpected accidents and incidents

• Early retirees needing a bridge to Medicare

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Health Savings Accounts

Health Savings Accounts are health plans specifically designed for sole proprietors and small businesses to take advantage of current tax laws and create their own consumer driver healthcare plan. An HSA insurance plan can:

• Save 30-40% in premium expenses
• Create a tax deferred and tax deductible Health Savings Account
• Pay for out-of-pocket expenses using pre-tax dollars
• Take control of your health care expenses

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