NAPA Direct Errors & Omissions Insurance Coverage is designed for insurance agents who do not participate in a company sponsored program. This comprehensive E&O Insurance Plan offers three liability coverage levels and the opportunity to participate in an outstanding program backed by an AM Best A+ Superior rated national carrier. Don't put yourself, your business or your family at risk – secure your Errors and Omissions coverage today!
Claims-made Financial Services Professional Liability Coverage limited to services provided as a life/health insurance agent and Series 6 Registered Representatives.
$1,000,000 per claim / $1,000,000 annual aggregate
$1,000,000 per claim / $3,000,000 annual aggregate
$2,000,000 per claim / $2,000,000 annual aggregate
$1,000 for claims arising from fixed life, health, disability insurance and annuities.
$5,000 for all other claims (e.g. variable products and mutual funds).
Make a single payment by check, EFT or credit card
Pay monthly by EFT or credit card
NAPA has made sure that your E&O Insurance Coverage is secured by an outstanding insurance company. Scottsdale Insurance Company is rated A+ Superior by AM Best.

Life, Accident, Health, Disability, LTC including Medicare Advantage and Medicare Supplements
| Coverage Limits | Single Payment* | Down Payment** | Monthly Payment |
| $1M / $1M | $475.00 | $122.50 | $37.50 |
| $1M / $3M | $540.00 | $132.50 | $42.50 |
| $2M / $2M | $860.00 | $177.50 | $67.50 |
Life, Accident, Health, LTC, Disability including Medicare Advantage and Medicare Supplements, PLUS Fixed Annuities (including indexed annuities)
| Coverage Limits | Single Payment* | Down Payment** | Monthly Payment |
| $1M / $1M | $565.00 | $134.62 | $44.58 |
| $1M / $3M | $675.00 | $152.92 | $52.92 |
| $2M / $2M | $995.00 | $197.92 | $77.92 |
Life, Accident, Health, LTC, Disability including Medicare Advantage and Medicare Supplements, PLUS Fixed Annuities (including indexed annuities), Mutual Funds & Variable Products
| Coverage Limits | Single Payment* | Down Payment** | Monthly Payment |
| $1M / $1M | $697.00 | $152.00 | $55.00 |
| $1M / $3M | $860.00 | $177.50 | $67.50 |
| $2M / $2M | $1,235.00 | $231.67 | $96.67 |
* Pricing for agents earning less than $250,000 in gross annual commissions. Prices include $36 NAPA membership dues, and appropriate fees, taxes and doc stamps. Monthly payment options include a $5.00 per month processing fee.
**Down payment refers to monthly payment option. Your down payment includes one month’s premium, NAPA dues, administrative fees and a $5.00 monthly processing fee. Down payments will be processed immediately; monthly deductions as shown above will begin the first of the month after enrollment effective date.