Accidental Death Benefit

An accidental death benefit is a life insurance policy provision that may pay your survivors additional money, up to twice the face value of your insurance should you die in a sudden accident

Did You Know...

• Nearly 98,000 people die each year from accidental causes
• Over 44% of those deaths are due to motor vehicle accidents
• You can have accidental death coverage even if you are unhealthy
• After 20 years, you can elect to have your 20 annual premiums returned to you
  

Enrollment Application

Select your state of residence from the drop down list below to download the appropriate application:

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Plan Highlights

• Available in 3 amounts; $50,000, $75,000 or $100,000
• Guaranteed level premiums for 20 years
• A return of premium benefit; returns all premiums after year 20 if no claims were made
• A guaranteed face amount increase each year, doubling over the 20 year period
  
• Available for ages 18 through 60; same rates apply regardless of tobacco use, age or sex
• Guarantee issue if you have a good driving record and are not involved in hazardous avocations
• The following are examples of activities for which you would be declined: aviation, scuba diving, sky diving, auto/motorcycle racing, rodeo and mountain climbing.
• AD&D coverage is not available in AK, MA, NC, NH, NY, SD, TN, UT, VT, WA, WY.

Plan Options