Transitional Medical



What is Transitional Medical?
Transitional Medical insurance offers individuals and families a short term solution to their health insurance needs. This type of insurance is extremely affordable and can be purchased for specific time frames from one month to one year.  In fact in some states it can be rewritten for up to three years.

Transition Medical is the perfect solution for:

  • Individuals who can't afford COBRA
  • Individuals who are waiting for their group insurance coverage to start
  • Individuals who can't afford major medical

How can Transitional Medical help me?

Scenario One:
In her new role as a sales agent, Karen will need to decide how to handle her own medical coverage. With the help of a NAPA Benefit Consultant, she has looked at all her alternatives and determined that securing coverage through her spouse’s employer-sponsored group plan is the best option. Unfortunately, she will have to wait until the annual open enrollment period five months from now to join his plan. She does not want to go without health insurance in the meantime. With the help of NAPA’s Transition Medical Plan she does not have to.

Scenario Two:
Tim was recently laid off from his previous job and has begun a new career in insurance sales. He has a solid set of sales skills and great market connections. He is not worried about being successful. What he is worried about is his family’s medical insurance. The cost of the COBRA premium that his previous company offered him would take too big a bite out of his monthly budget. With the NAPA Transitional Medical Plan, Tim is able to reduce his COBRA premiums by 60%. Now, he can concentrate on establishing his new career. With the help of a NAPA Benefit Consultant, Tim can wait for a more permanent health plan in six months.

Scenario Three:
Richard is a new insurance sales agent. He’s doing ok, but he’s new to the insurance field. Currently, he has no health insurance coverage. He’s not sure he can afford the coverage. By working with a NAPA Benefit Consultant, Richard has found an affordable solution: NAPA’s Transition Medical Plan.