NAPA Errors and Omissions (E&O) Insurance
Affordable NAPA Errors and Omissions (E&O) Insurance Options for Insurance Agents, Agencies, RIAs and More
- Apply Online In Minutes
- Instant Proof Of E&O Insurance
- Starts At $26.25/Month
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Affordable Life & Health Agent E&O Insurance. Buy E&O Insurance in less than 5 minutes.
Newly Licensed < 2 years
Life & Health
Agent E&O
E&O for Life & Health Agents licensed LESS than 2 years with commission income less than $100,000
Experienced 2+ years
Life & Health
Agent E&O
E&O Insurance for Life & Health Agents licensed 2 years or more.
Medicare Only
Life & Health
Agent E&O
E&O Insurance for Life & Health Agents selling Medicare Products Only
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BUNDLE & SAVE
When You Add Incidental Property & Casualty Coverage
Newly Licensed 0-2 Years
Life & Health
Agent E&O Insurance
Plus Incidental Property & Casualty Coverage
E&O Insurance for Life & Health Agents licensed LESS than 2 years.
At least 51% of revenues derived from the sale & service of Life & Health products but also sell Property & Casualty products.
Experienced 2+ Years
Life & Health
Agent E&O Insurance
Plus Incidental Property & Casualty Coverage
E&O Insurance for Life & Health Agents licensed 2 years or more.
At least 51% of revenues derived from the sale & service of Life & Health products but also sell Property & Casualty products.
Selling More P&C?
If at least 51% of your revenue is derived from sales and service of
P&C product, you'll need NAPA's
Property & Casualty Agent E&O Insurance
Comprehensive Errors and Omissions Insurance Coverage for Property & Casualty Agents.
Level 1 Personal Lines Only
Property & Casualty
Agent E&O
E&O Insurance for Property & Casualty agents with at least 50% of revenues from P&C products. Covers Personal Lines only.
Level 2 Personal + Commercial
Property & Casualty
Agent E&O
E&O Insurance for Property & Casualty agents with at least 50% of revenues from P&C products. Covers Personal & Commercial Lines.
Level 3 Expanded
Property & Casualty
Agent E&O
E&O Insurance for primarily P&C agents that covers Personal, Commercial & Surplus Lines.
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Learn more about NAPA’s
Property & Casualty Agency E&O Insurance ›
Comprehensive Errors and Omissions Insurance Coverage for Individual Investment Advisors, RIA Firms and Registered Representatives.
Individual IAR & Advisor
E&O
E&O Insurance for Individual Investment Advisors with coverage for mutual funds, publicly traded stocks, publicly traded bonds and publicly traded REITS; covered calls, protective puts and regular ETFs and ETNs.
RIA Firm, LLC & Corporation
E&O
E&O Insurance for RIA Firms with multiple advisors. Includes coverage for mutual funds, publicly traded stocks, publicly traded bonds and publicly traded REITS; covered calls, protective puts and regular ETFs and ETNs.
Series 7 Registered Rep
E&O
E&O Insurance for Series 7 Registered Representatives. Includes coverage for publicly traded stocks, publicly traded REITS, bonds, covered calls, protective puts, exchange traded funds and regular ETFs & ETNs.
Frequently Asked Questions
What is Errors and Omissions (E&O) Insurance?
Errors and Omissions insurance, also called E&O insurance, is a type of professional liability insurance that safeguards against financial damages arising from an alleged error or omission you make while rendering professional services. In layman’s terms, it helps protect you when you make a mistake or forget to do something important that ends up hurting a client.
Why do I need Errors and Omissions (E&O) Insurance?
When you make an error or omission in the sale or servicing of a financial or insurance product, it can trigger a client lawsuit that can cost thousands of dollars to defend. If you are found liable, and a judgment is levied against you in a court of law, you may also be responsible for settlement costs. Having an E&O insurance policy in place provides you with expert legal counsel in the event of a claim and helps protect your current and future earnings. It also safeguards your business and personal assets against the high costs associated with client litigation and court settlements.
What does Errors and Omissions (E&O) Insurance Cover?
Every E&O policy is different so it’s important to carefully read your policy to understand coverages, exclusions, limits, deductibles and other key policy considerations. NAPA E&O insurance policies are specifically designed to protect insurance and financial professionals selling and servicing products that can include life, accident, health, long-term care, disability, Medicare Advantage, Medicare Supplements, employee benefit administration, fixed & indexed annuities, mutual funds and variable products. View NAPA E&O policy details.
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