NAPA Errors & Omissions (E&O) Insurance for Agents & Agencies

Affordable E&O Insurance Options for Insurance Agents, Agencies and Registered Investment Advisors (RIAs)

  •   Apply Online In Minutes
  •   Instant Proof Of E&O Insurance
  •   Starts At Just $27.42/Month
  •   Includes FREE CE Vouchers
  •   "A" Rated carrier
  •   Superior Customer Care

Life & Health
Agent E&O

Affordable Life & Health Agent E&O Insurance. Buy E&O Insurance in less than 5 minutes.

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Property & Casualty
Agent E&O

Comprehensive Errors and Omissions Insurance Coverage for Property & Casualty Agents.

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Life & Health
Agency E&O

E and O Insurance Coverage Options for Life & Health Insurance Agencies.

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Property & Casualty
Agency E&O

Low Rates on Errors & Omissions Insurance Options for Property & Casualty Agencies.

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Other NAPA E&O Programs Available

Investment Advisor E&O

RIA E&O Insurance for Registered Investment Advisors. Get Insured 24/7.

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Real Estate Agent & Broker E&O

Errors and Omissions Insurance for Real Estate Agents Starts at $29 .08/month.

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Travel Agent & Agency E&O

Travel Agent E&O Insurance for agents and agencies. Starts at $29 .33/month.

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Group Preferred Rate E&O Programs

Search Group Sponsored (e.g. Aflac) & Designation (e.g. ChFC) E&O Insurance programs.

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What is Errors and Omissions (E&O) Insurance?

Errors and Omissions insurance, also called E&O insurance, is a type of professional liability insurance that safeguards against financial damages arising from an alleged error or omission you make while rendering professional services. In layman’s terms, it helps protect you when you make a mistake or forget to do something important that ends up hurting a client.

Why do I need Errors & Omissions (E&O) Insurance?

When you make an error or omission in the sale or servicing of a financial or insurance product, it can trigger a client lawsuit that can cost thousands of dollars to defend. If you are found liable, and a judgment is levied against you in a court of law, you may also be responsible for settlement costs. Having an E&O insurance policy in place provides you with expert legal counsel in the event of a claim and helps protect your current and future earnings. It also safeguards your business and personal assets against the high costs associated with client litigation and court settlements.

What does E and O insurance cover?

Every E&O policy is different so it’s important to carefully read your policy to understand coverages, exclusions, limits, deductibles and other key policy considerations. NAPA E&O insurance policies are specifically designed to protect insurance and financial professionals selling and servicing products that can include life, accident, health, long-term care, disability, Medicare Advantage, Medicare Supplements, employee benefit administration, fixed & indexed annuities, mutual funds and variable products. View NAPA E&O policy details.

What does E and O insurance cover?

Every E&O policy is different so it’s important to carefully read your policy to understand coverages, exclusions, limits, deductibles and other key policy considerations. NAPA E&O insurance policies are specifically designed to protect insurance and financial professionals selling and servicing products that can include life, accident, health, long-term care, disability, Medicare Advantage, Medicare Supplements, employee benefit administration, fixed & indexed annuities, mutual funds and variable products.

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E&O Insurance for Life & Health Insurance Agents

Life & Health
Agent Errors and Omissions Insurance

Affordable Life & Health Agent E&O Insurance. Buy E&O Insurance in less than 5 minutes.

Newly Licensed

Life & Health
Agent E&O

  • E&O for Life & Health Agents licensed LESS than 2 years with commission income less than $100,000

Experienced

Life & Health
Agent E&O

  • E&O Insurance for Life & Health Agents licensed 2 years or more.

Medicare Only

Life & Health
Agent E&O

  • E&O Insurance for Life & Health Agents selling Medicare Products Only

Life & Health Plus P&C
Agent Errors and Omissions Insurance

Secure E&O Insurance that covers both Life & Health and Property & Casualty products with least 51% of revenue must come from Life & Health products.

Newly Licensed

Life & Health
Agent E&O

  • E&O Insurance for Life & Health Agents licensed LESS than 2 years
  • At least 51% of revenues derived from the sale & service of Life & Health products but also sell Property & Casualty products

Experienced

Life & Health
Agent E&O

  • E&O Insurance for Life & Health Agents licensed 2 years or more
  • At least 51% of revenues derived from the sale & service of Life & Health products but also sell Property & Casualty products

E&O Insurance for Property and Casualty Insurance Agents

Property & Casualty
Agent Errors and Omissions Insurance

Comprehensive Errors and Omissions Insurance Coverage for Property & Casualty Agents.

Level 1

Property & Casualty
Agent E&O

  • E&O Insurance for Property & Casualty agents with at least 50% of revenues from P&C products. Covers Personal Lines only.

Level 2

Property & Casualty
Agent E&O

  • E&O Insurance for Property & Casualty agents with at least 50% of revenues from P&C products. Covers Personal & Commercial Lines.

Level 3

Property & Casualty
Agent E&O

  • E&O Insurance for primarily P&C agents that covers Personal, Commercial & Surplus Lines.

E&O Insurance for Insurance Agencies

Life & Health and P&C
Agency Errors and Omissions Insurance

Low Rates on Errors & Omissions Insurance Options for Life & Health Agencies and Property & Casualty Agencies.

Life & Health
Agency E&O

  • E&O Insurance for Coverage for owner(s), employees and independent contracted agents with at least 51% of revenues derived from the sale and servicing of Life & Health products

Property & Casualty
Agency E&O

  • E&O Insurance for Coverage for owner(s), employees and independent contracted agencies with at least 50% of revenues from P&C products

OTHER E&O PROGRAMS AVAILABLE

Investment Advisor
Errors and Omissions Insurance

RIA E&O Insurance for Registered Investment Advisors. Get Insured 24/7.

RIAs & Financial Planner
E&O

  • E&O Insurance for Registered Investment Advisors, Investment Advisory Representatives and Registered Representatives.

Real Estate Agent & Broker
Errors and Omissions Insurance

Errors and Omissions Insurance for Real Estate Agents. Starts at Just $29.08/month.

Real Estate Professional
E&O

  • Errors and Omissions Insurance for Real Estate Agents, Brokers, Realtors, Agencies and Brokerages.

Travel Agent, Agency & Tour Operator
Errors and Omissions Insurance

Travel Agent E&O Insurance for agents and agencies. Apply online in minutes.

Travel Agent, Agencies & Tour Operators
E&O

  • Errors and Omissions Insurance for Travel Agents, Travel Agencies and Tour Operators.
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