Does NAPA offer E&O insurance for IMOs?

Yes, NAPA offers click-and-bind Life & Health IMO E&O Insurance for Insurance Marketing Organizations (IMOs), Field Marketing Organizations (FMOs) & National Marketing Organizations (NMOs). Pricing starts at $98.75/month.

  • Fast online applications with instant certificate issuance.
  • Coverage extends to entities, licensed agents, exclusive downline agents and support staff.
  • Automatic renewals and consistent pricing help reduce administrative burden and avoid coverage gaps.
  • Protection against claims involving errors, omissions, negligence and related professional liabilities.


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