Life Insurance Quote & Bind

Instantly compare Term-Life Insurance quotes from dozens of leading companies online. All quoted companies are rated "A –" (Excellent) or better by A.M. Best. Carriers offer the most competitive rates and coverage options to NAPA members.
  • Getting life insurance is easier than you think

    If you have loved ones that depend on you, you need life insurance. The best way to save on life insurance is to compare all of your options. Request quotes from over 30 companies, view all your options in one place, and apply for the policy that works best for you and your loved ones.

    Start applying right away

    Whether you’re a parent, a homeowner or you’re starting the business of your dreams, it’s important to make sure your assets are protected—today and for years to come. Once you've found the right quote and policy, you can start your application right away.

    Who needs life insurance?

    Life insurance provides a payout after your death to the people you designate as beneficiaries. It’s an important safety net if anyone depends on you financially. The life insurance payout can pay debts such as a mortgage, replace your income and provide college tuition funds.

    • Pay for funeral costs
    • Help pay the bills and meet ongoing living expenses
    • Pay off outstanding debt, including credit cards and the mortgage
    • Continue a family business
    • Finance future needs like your children’s education
    • Protect a spouse’s retirement plans

    How are life insurance quotes calculated?

    Life insurance companies use life expectancy as the basis for determining rates. Anything that could shorten your life expectancy will typically lead to a higher price. Your age, gender, health conditions and family’s health history are all taken into consideration.

    Can I get life insurance if I have a medical condition?

    Don’t let a health condition stop you from getting life insurance quotes. 80% of people overestimate the cost of term life insurance. Life insurance is widely available to people with medical conditions.

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